From Rent vs. Buy to Balance over Time, use these dynamic Mortgage Calculators to help you determine the best course of action when considering a home loan.
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| Year | Fixed Rate Mortgage Payments | Fixed Rate Mortgage Balance | Interest Only Payments | Interest Only Balance |
| 1 | 2 | 3 | 4 | 5 |
| 2 | 2 | 3 | 4 | 5 |
| 3 | 2 | 3 | 4 | 5 |
| 4 | 2 | 3 | 4 | 5 |
| 5 | 2 | 3 | 4 | 5 |
| 6 | 2 | 3 | 4 | 6 |
| 7 | 2 | 3 | 4 | 6 |
| 8 | 2 | 3 | 4 | 6 |
| 9 | 2 | 3 | 4 | 6 |
| 10 | 2 | 3 | 4 | 6 |
| 11 | 2 | 3 | 4 | 6 |
| 12 | 2 | 3 | 4 | 6 |
| 13 | 2 | 3 | 4 | 6 |
| 14 | 2 | 3 | 4 | 6 |
| 15 | 2 | 3 | 4 | 6 |
| 16 | 2 | 3 | 4 | 6 |
| 17 | 2 | 3 | 4 | 6 |
| 18 | 2 | 3 | 4 | 6 |
| 19 | 2 | 3 | 4 | 6 |
| 20 | 2 | 3 | 4 | 6 |
| 21 | 2 | 3 | 4 | 6 |
| 22 | 2 | 3 | 4 | 6 |
| 23 | 2 | 3 | 4 | 6 |
| 24 | 2 | 3 | 4 | 6 |
| 25 | 2 | 3 | 4 | 6 |
| 26 | 2 | 3 | 4 | 6 |
| 27 | 2 | 3 | 4 | 6 |
| 28 | 2 | 3 | 4 | 6 |
| 29 | 2 | 3 | 4 | 6 |
| 30 | 2 | 3 | 4 | 6 |
“My wife & I cannot recommend Bill Emhoff adequately enough except say his work with our home loan process was "superlative" from start to finish!!!! He was tireless in pursuing & obtaining the best rate and locking it in at just the right time. He is the one to go to for counsel on the current mortgage market.”
- John O’Brien
"My wife and I worked with Bill Emhoff on two transactions last year. Even as a writer, it would be difficult for me to say in words how happy we were to have worked with Bill. He was: patient; professional; great at explaining all of our options and delivered on absolutely everything he promised to deliver. In both cases, we were ecstatic with the new loans we obtained. I would highly recommend Bill to anyone looking to buy, sell or refinance."
- David Polsky
“As a 10 year Real Estate Professional, I have dealt with many lenders. There are only a couple lenders I use on a regular basis. Bill Emhoff is one of them. He is a seasoned professional, an excellent resource, and I would highly recommend him to anyone in need of his services”.
- Leo McHale, Rodeo Realty, Westlake Village
"The rate was so good that about twenty loan brokers who had called me after I had locked the rate all implied in one way or another that I would never get the pricing I was quoted. However Bill did an excellent job of guiding me through the process and funding the quoted loan. I heartily recommend Bill's professionalism.”
- Alan German
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